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Auto Loans



Why choose 1st MS for your Auto Loan? We offer quick approval and expert advice from our professional loan officers. We can walk you through the process and help you get the car of your dreams. Unlike many banks, 1st MS will often allow you to borrow up to 100% of the purchase price! Whether you are purchasing a new or used car, or refinancing an existing loan, contact us.


Our Auto Loan features include:

  • Refinancing with 1st MS could save you hundreds of dollars
  • Competitive rates - click here to view current rates
  • Flexible terms up to 7 years
  • Affordable monthly payments
  • Borrow up to 100% of the purchase price, including tax, license and extended warranty
  • Pre-approved financing to help you prepare for that new or used vehicle

Are you interested in an Auto Loan from 1st MS? Click the application box to your right and get started online now or visit one of our locations today to talk with one of our Loans Specialists. Click here for location contacts.



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Loan Application

You must be a member to apply.  If not a member, stop by any of our locations to establish membership with 1st MS.


If you are a member, please click the CONTINUE button below and complete the information requested.