Home Loans

At 1st MS, our top priority is service to our members, and we offer a wide variety of loans to help improve your quality of life. By offering reasonable rates and accessible terms, we make it easy for you to get the things you want and pay for them in a way that is manageable for you.


1st MS has money available to lend and we want to help you get the things you want out of life. So, stop by one of our locations and ask to talk to one of our loans specialists to details on getting started to get the funds you need.

At 1st MS, we value relationships; we look at the whole person, not just your credit score. We will work with you to help you get the loan you need, and you can trust 1st MS for low rates and personal service.

Click on one of our Loan types below to learn more about what we offer:


Loan Payment Calculator
Apply Online for a Home Loan
Apply Online for a Personal Loan
You Are About to Leave the Site

1st Mississippi Federal Credit Union does not provide, and is not responsible for, the product, service, or overall website content available at a third-party site. 1st Mississippi Federal Credit Union neither endorses the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding any external site

1st Mississippi Federal Credit Union's privacy policies do not apply to linked websites. You should consult the privacy disclosures on any linked site for further information.

Thank you for visiting the 1st Mississippi Federal Credit Union website.

Loan Application

You must be a member to apply.  If not a member, stop by any of our locations to establish membership with 1st MS.


If you are a member, please click the CONTINUE button below and complete the information requested.