Your December statement is now ready to be viewed from online banking. Remember that this statement also contains important tax information that is being reported to the Internal Revenue Service on your behalf. No paper copy of the 1099- INT tax form will be mailed.

To read the "Instructions for Recipient" information from the back of a standard 1099-INT form, visit our web site at www.1stms.com and click the "Form 1099-INT Instructions" link. These instructions explain how to read the tax information that will appear at the end of your December statement