Home Loans Mortgage Loans
Mortgage Loans

Let 1st MS help you with the often-confusing process of buying a home. Our Loan Specialists will walk you through the process and help you make informed decisions on choosing the best home loan for you. We also offer quick and easy refinancing to save you money on your existing mortgage.  At 1st MS FCU we can help you with mortgage financing right here at home (our in-house mortgage program) or assist you with a mortgage loan placed in the secondary market.


  • Lock in a low rate with a fixed-rate mortgage (up to 30 year terms)* - Click here to view current rates
  • Choose from a variety of mortgage options to meet your needs
  • Pre-approval available to determine your budget


Are you interested in a Mortgage Loan from 1st MS? Visit one of our locations today and talk with one of our Loan Specialists. Click here for contacts and locations.





*30-year mortgage loans are available only as a balloon hybrid with limitations. Additional interest rates may apply. Interest rates may very on credit worthiness. Other fees may also apply.  Call our mortgage professional for full details at 601.693.6873 ext 5630.
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Loan Application

You must be a member to apply.  If not a member, stop by any of our locations to establish membership with 1st MS.


If you are a member, please click the CONTINUE button below and complete the information requested.