Home Checking

At 1st MS, our goal is to provide you with just the right checking to help you manage your life. Do you want free checking? Do you need a checking account with no minimum balance? Maybe you are having a hard time getting a checking account due to past problems.

Let us help you find the checking account that is just right for you. With features such as instant-issue debit cards and direct deposit, our checking services provide all the benefits of a bank, with many additional benefits like dividend payments!

With our many options, you can manage your finances and your life. Click a link below to explore our checking services:


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Loan Application

You must be a member to apply.  If not a member, stop by any of our locations to establish membership with 1st MS.


If you are a member, please click the CONTINUE button below and complete the information requested.